The Mitten Savings Guide to Smarter Saving

Practical guidance for saving. Get clear tips, simple tools, and helpful insights designed to help your money grow with less effort and more confidence.

A woman in a yellow raincoat sits on a grassy cliff overlooking the ocean while using her phone.

Does It Matter Where Your Paycheck Lands?

November 2, 2026 | 4 min read

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Understanding How Savings Accounts and Your Credit Score Actually Work

Here’s the short answer…and it is truly short…your savings account does not affect your credit score. Your credit score is connected to your savings accounts, though. Just not in the way most people assume, and the actual connection is more useful than you might expect.

October 19, 2026 | 5 min read

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CD or High-Yield Savings: How to Think About It When Rates Might Be Changing

A CD and a high-yield savings account are both safe, federally insured places to keep cash that earns a real return. But they behave completely differently when rates move, which is why pundits love to discuss which is “better” whenever changing rates are mentioned in the media.

October 5, 2026 | 5 min read

Two sailboats glide on calm blue water near a coastline with cliffs, greenery, and a sunset sky—an inspiring scene to reflect on your savings rate.

Savings Rates Are Still Working in Your Favor. Is Your Savings Account Keeping Up?

Mitten Savings earns 4.01% APY* on a balance-based rate, with no teaser promotions and no complicated activity requirements. For the past few years, savers have had something rare: cash that actually earns.

September 23, 2026 | 4 min read

Two adults and two children sit around a round table on a porch, enjoying a meal together. Sunlight streams in, and flowers are on the table. A hat rests on the chair.

How Does a High-Yield Savings Account Actually Work?

How Does a High-Yield Savings Account Actually Work? A high-yield savings account is a savings account that pays a competitive APY.

September 21, 2026 | 5 min read

Woman with curly hair holds a phone near a lake, using the mitten dating app to chat about savings rate, framed by trees and sparkling water in the background.

Is Now the Time to Lock In Your Savings Rate?

Every time savings rates move, the same advice starts circulating: lock in your rate before it drops. It’s reasonable advice with one expensive assumption buried in it, which is that locking in your rate means locking up your money.

September 14, 2026 | 4 min read

A smartphone screen shows a banking app with a $15,000 savings balance. Email and transfer icons are overlaid; grass is in the background.

Mitten Savings Launch – Press Release

Farmington Hills, MI — Community Choice Credit Union has launched Mitten Savings, a digital-only high-yield savings account built exclusively for Michigan residents. Mitten Savings is designed to help Michiganders grow their savings with market-leading rates.

August 27, 2026 | 1 min read

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How to Be a Smart Saver

It’s not you… It’s the national average. Ever open your banking app to check your interest earned and think, “Uh, where are the earnings?” Chances are, you’re not noticing much impact on your savings.

July 29, 2026 | 7 min read

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Why We Created Mitten Savings Just for Michiganders

Mitten Savings started with a simple question: why should Michiganders have to choose between a great rate and a bank that actually knows this state? For too long, those things have lived in two different places.

June 5, 2026 | 2 min read

A woman sits on a rocky shore by a calm lake, reading about NCUA insurance savings accounts, surrounded by nature and trees under a partly cloudy sky.

Understanding NCUA Insurance and How It Keeps Your Money Safe

Your Savings Are Protected with Mitten Savings A great rate means nothing if you’re not sure your money is safe. At Mitten Savings, we believe you shouldn’t have to choose between growing your money and feeling confident that it’s secure.

May 12, 2026 | 3 min read